Taru Tuomi Coaching. does not provide any guarantees regarding results or earnings associated with our information, courses, programs, masterminds,, coaching, tools, or strategies. By using our products and teachings, you acknowledge and agree that no individual or offer from Taru Tuomi Coaching has made any implications, warranties, promises, suggestions, projections, or guarantees of any kind regarding clients future results. For all programs and masterminds, if you are paying through a payment plan, you are responsible for completing each payment regardless if you leave the program. There are no refunds.